So long 2012, it seems like only yesterday we were heralding the New Year, and soon we’ll be bidding it farewell. We’ll usher in 2013 next month. We’ll greet it the same way that we always do: with fireworks, and champagne, and a kiss from a loved one at midnight. We will create unreasonable amounts of New Year’s resolutions, and we’ll break every single one of them before February.
Next year, let’s not set ourselves up for failure. Let’s make a few resolutions that we’ll have no trouble keeping. Let’s opt to lose only ten pounds instead of fifty, and if you manage to lose even more, great! Let’s resolve to finish one book a novel a month instead of an entire collection of a literary legend’s works in a week. Let’s figure out how to save our money instead of finding new ways to earn it—although, that would be a great idea, too.
Losing weight comes down to eating right and exercising, and finishing a book requires scheduled reading. But, saving money isn’t quite as simple as either of those things. How should you do it? Here are five tips to help you save more of your money throughout the New Year:
Next year, let’s not set ourselves up for failure. Let’s make a few resolutions that we’ll have no trouble keeping. Let’s opt to lose only ten pounds instead of fifty, and if you manage to lose even more, great! Let’s resolve to finish one book a novel a month instead of an entire collection of a literary legend’s works in a week. Let’s figure out how to save our money instead of finding new ways to earn it—although, that would be a great idea, too.
Losing weight comes down to eating right and exercising, and finishing a book requires scheduled reading. But, saving money isn’t quite as simple as either of those things. How should you do it? Here are five tips to help you save more of your money throughout the New Year:
- Bank Accounts—The best way to save your money is to keep it someplace safe, and out of your immediate reach. Opening a high interest savings MA account will not only allow you to keep your money hidden away from yourself, you will also be able to grow your funds. A high interest saving account can easily help you save up for those long-term goals, and give you a good financial cushion should you ever reach a bump in the road.
- Cut Back—Sometimes, a café latte hits the spot, but do you really need a seven-dollar cup of coffee every single morning? That’s about fifty bucks a week! Little expenditures that you make throughout the day add up quickly. Think before your buy.
- Disconnect—Television, telephone, computers, video games—these gadgets can be a fun escape from reality. They can also cost you a fortune. You don’t have to cut yourself off from technology, but cutting back on your usage of these devices can help fatten your wallet more than you might expect.
- Budget—Things run better with a plan. Sit down and create a budget to abide by. Write down your monthly income, figure out what things you must pay for—groceries, utilities, insurance, etc.—then manage whatever you have leftover. If you want to save even more money, you’ll put anything extra into your savings account, but your budget shouldn’t be too strict. You have to have a little fun sometime.